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Our goal is to offer you old-fashioned personal service in handling your banking requirements. We offer checking accounts designed to fit any need you may have. Several accounts offer competitive interest rates/annual percentage yields. Check out some of our most popular accounts. We also have business accounts that provide the convenience and service you need.

Account Type	Minimum Opening Deposit	Maintenance Charge	Activity Charge	Interest
Priority Checking	$100.00	None when minimum balance is maintained; otherwise $10.00 per month	None	None
Priority Checking More than just a basic checking account. No Fee VISA© Checkcard and No-Fee Cashier’s Checks are included with this account. A $10.00 charge is assessed if the daily balance falls below $100.00 during the month. The account does not earn interest, although it allows unlimited checking account activity.
Priority Checking PLUS	$100.00	$8.00 monthly	None	None
Priority Checking PLUS We have changed ordinary checking into extraordinary checking with Priority Checking PLUS. This account gives you access to Priority Checking benefits PLUS many other consumer oriented services that you don’t normally receive in a checking account. Among the added benefits with this account are accidental death insurance and free personalized checks. The account does not earn interest, although it allows unlimited checking account activity, with no minimum balance required.
Rewards 55 PLUS	$100.00	$5.00 monthly	None	None
Rewards 55 PLUS For those over 55, we offer an account that comes with lots of pluses. No Fee VISA© Checkcard and No-Fee Cashier’s Checks are included with this account PLUS free checks, discounts on lodging, theme parks, movies, car rentals and more. The account does not earn interest, although it allows unlimited checking account activity, with no minimum balance required.
NOW Checking	$100.00	None when minimum balance is maintained; otherwise $7.50 per month	None when activity limits are not exceeded	Yes, paid monthly; $500 minimum collected balance
NOW Checking Interest on accounts maintaining a minimum balance of $500.00. If the balance drops below $500.00, there is a $7.50 service charge. The first 30 debits paid on this account are free. Each additional debit will be $ .15.
Money Market Checking	$100.00	None when minimum balance is maintained; otherwise $6.00 per month if ledger balance falls below $2500; or $7.50 per month if ledger balance falls below $1000	None	Yes, paid monthly; $2500 minimum collected balance
Money Market Checking Money market interest rates paid on balances of $2,500.00 or more. If the balance drops below $2,500.00, it will be assessed a service charge. Unlimited withdrawals allowed in person, but no more than 6 preauthorized transfers are allowed per statement cycle.
Savings Account	$100.00	None	None when activity limits are not exceeded	Yes, paid quarterly; $10 minimum ledger balance
Savings Account Our savings account pays interest each quarter. You are allowed two withdrawals at no charge per month. There will be a $1.00 charge per withdrawal thereafter.
Community Checking	$100.00	None when minimum balance is maintained; otherwise $7.50 per month if ledger balance falls below $2500	None	Yes, paid monthly; $2500 minimum collected balance
Community Checking Community checking is a tiered-rate account. The interest rate for the entire balance is based on the 90-day T-Bill rate, if the collected balance is $5000 or more. If the collected balance is $2500 or more, but less than $5000, the interest rate is based on the SUPER NOW checking account rate. If the balance drops below $2500 it will be assesed a service change. Unlimited checking account activity is allowed.
Senior Citizens Checking	$100.00	None	None	Yes, paid monthly; $1000 minimum collected balance
Senior Citizens Checking For those over 55, we offer this no service charge account. You must maintain a collected balance of $1000 in the account each day to obtain the annual percentage yield. If the collected balance falls below $1000 on any day, you will not be paid interest for that day.
Super NOW Checking	$100.00	None when minimum balance is maintained; otherwise $6.00 per month if ledger balance falls below $1500; or $7.50 per month if ledger balance falls below $1000	None when activity limits are not exceeded	Yes, paid monthly; $1500 minimum collected balance
Super NOW Checking Interest paid on accounts maintaining a minimum balance of $1500. If the balance drops below $1500, there is a $6.00 service charge. If the balance falls below $1000, your acount will be charged a service charge of $7.50. The
Student Checking	$50.00	None when minimum balance is maintained; otherwise $5.00 per month	None	None
Student Checking For students, we offer an account with no service charge if you maintain a ledger balance of $50.00 or more. If the balance falls below $50.00, there is a $5.00 service charge. This account does not earn interest, although it allows unlimited checking account activity.