Checking & Savings Accounts

Our goal is to offer you old-fashioned personal service in handling your banking requirements. We offer checking accounts designed to fit any need you may have. Several accounts offer competitive interest rates/annual percentage yields. Check out some of our most popular accounts. We also have business accounts that provide the convenience and service you need.

Account TypeMinimum Opening DepositMaintenance ChargeActivity ChargeInterest
Priority Checking$100.00None when minimum balance is maintainedNoneNone

Priority Checking

More than just a basic checking account. No Fee VISA© Checkcard, No-Fee Travelers Checks and Cashier’s Checks are included with this account. A $10.00 charge is assessed if the daily balance falls below $100.00 during the month. The account does not earn interest, although it allows unlimited checking account activity.

Priority Checking PLUS$100.00$8.00 monthlyNoneNone

Priority Checking PLUS

We have changed ordinary checking into extraordinary checking with Priority Checking PLUS. This account gives you access to Priority Checking benefits PLUS many other consumer oriented services that you don’t normally receive in a checking account. Among the added benefits with this account are accidental death insurance and free personalized checks. The account does not earn interest, although it allows unlimited checking account activity, with no minimum balance required.

Rewards 55 PLUS$100.00$5.00 monthlyNoneNone

Rewards 55 PLUS

For those over 55, we offer an account that comes with lots of pluses. No Fee VISA© Checkcard, No-Fee Travelers Checks and Cashier’s Checks are included with this account PLUS free checks, discounts on lodging, theme parks, movies car rentals and more. The account does not earn interest, although it allows unlimited checking account activity, with no minimum balance required.

NOW Checking$500.00None when minimum balance is maintained; otherwise $7.50 per monthNone when activity limits are not exceededYes, paid monthly

NOW Checking

Interest on accounts maintaining a minimum balance of $500.00. If the balance drops below $500.00, there is a $7.50 service charge. The first 30 debits paid on this account are free. Each additional debit will be $ .15.

Money Market Checking$2,500.00None when minimum balance is maintained; otherwise $6.00 per monthNoneYes, paid monthly

Money Market Checking

Money market interest rates paid on balances of $2,500.00 or more. If the balance drops below $2,500.00, it will be assessed a service charge. Unlimited withdrawals allowed in person, 3 outside checks per month.

Savings Account$100.00NoneNone when activity limits are not exceededYes, paid quarterly

Savings Account

Our savings account pays interest each quarter. You are allowed two withdrawals at no charge per month. There will be a $1.00 charge per withdrawal thereafter.